Capital Market / Securities

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May 2017

The notice for overdue premium under an insurance contract should be delivered to the most recent domicile or residence of the proposer to become effective, and the burden of proof should be assumed by the insurance company(Taiwan)

May 2017

Exclusive and customized insurance products underwritten by a property insurer require no disclosure, and there is no need to prepare and provide any explanation document for public review(Taiwan)

May 2017

Since an unsecured personal loan agreement between a bank and an individual is not a cash card or credit card within the meaning of Article 47-1, Paragraph 2 of the Banking Law, it is not subject to the 15% annual interest rate cap(Taiwan)

May 2017

When certifying a financial report, a CPA is certainly negligent if the money flows are not diligently verified and the certified auditor's report is issued before the bank's close of business(Taiwan)

May 2017

The FSC amended the Implementation Rules for Internal Control and Audit System of Financial Holding Companies and Banking Industries to specifically regulate the internal control system of a company(Taiwan)

May 2017

All offshore foreign institutional investors may borrow securities and such borrowing is not limited to specific institutional investors(Taiwan)

April 2017

The FSC revised its regulations and eased the announcement and reporting standards for a publicly offered company with a paid-in capital exceeding NT$10 billion(Taiwan)

April 2017

It is not necessary to consider whether hospitalization is necessary if the insurance contract stipulated that payouts will be made as long as the insured has to be hospitalized full-time due to illness, has formally completed the hospital stay formalities and has actually received treatment from the hospital(Taiwan)

April 2017

A policy value reserve is merely a basis for calculating the amount payable by the insurer to the legitimate recipient, and the insurance applicant has no right to claim the policy value reserve from the insured any time under the insurance contract(Taiwan)
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